Residential Property Claims
Your home is your most valuable possession. You pay monthly premiums to the insurance company in the hope that if and when the need for compensation arises, the insurance company will live up to its end of the deal. Unfortunately, this does not always happen. Insurance companies often try to cut corners in their attempts to make profits from homeowners and their misfortunes.
These insurance companies have the tact to frustrate and browbeat claimants who, out of desperation, then settle for whatever is offered. However, it does not have to be this way. If your residential property insurance claim has been denied, delayed, or mishandled then the Law Offices of Alex R. Hernandez can help you. We are aware of the arguments that insurance companies use to avoid honoring the claims. The first step in the process is to have your property correctly assessed for damage. Our assessment forms the basis of our arguments.
Residential insurance policies normally protect against fire, wind, hail, water damage, theft, vandalism, and natural disasters.
Usually, the damage claims involve structural damage, property damage, and cost of living in a rented apartment during the period of repairs.
Insurance companies try more than one tactic to deny or minimize payments. However, a sound understanding of the relevant law that backs legal arguments is a very effective counter to strategies adopted by insurance companies. Attorneys at Law Offices of Alex R. Hernandez are fully aware of excuses put forth by insurance companies, for example, insurance companies may say that exclude items are responsible for bringing down the claim amount; they may appraise an item to be worth less than what it actually is; and they may contend that the damage was caused by factors not covered under the policy.
Our experienced attorneys can help you if the insurance adjusters who are handling your property claim have acted in bad faith; in which case, you may even be entitled to punitive damages. If the insurance company agent has not apprised you of how the policy works, then you can initiate a claims process against the agent.
We can help guide you through the above legal process and get the justice you deserve.
Call Alex R. Hernandez Jr. today 1-888-HDZ-LAW-8, your Residential Insurance Claim Attorneys.