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Business Property Claims and Bad Faith Insurance Denials


1-888-HDZLAW-8 Alex R. Hernandez Jr. Trial Lawyers PLLC

Your business is a source of income; it gives you a roof over your head and puts bread on the table. Business properties are susceptible to damage from the elements. Natural disasters such as earthquakes and hurricanes can strike unannounced.

Property Insurance Protects You From Unforeseen Expenses

Your business needs to have an insurance policy to protect it from property damage. In the event of property damage, you can file a first-party claim for compensation. However, the insurance company may not compensate you to the extent you expect it to. Worse, it may deny the claim.

Property Lawyers Protect You From The Insurance Companies

A dispute between you and the insurance company may necessitate a lawsuit so that you can get compensation that is rightfully yours. Experienced property lawyers at The Law Offices of Alex R. Hernandez Jr. can offer you a free case evaluation that will present all your options. We have a team of experienced and dedicated property lawyers that can help settle first-party insurance claims in your favor. Business property insurance against unexpected disasters covers loss of property, loss of income, and loss of business income.

Your insurance may offer you cover against “named perils” or against risks from all perils to real estate, buildings, equipment, and machinery. With a policy that covers only “named perils”, you need the legal advice of experts who can correctly apportion the damage to the right reasons. Insurance companies often try to shorten the period of indemnity; this is the time that you need to bring your business income to the levels before disaster struck. Contingent business interruption, if included in your insurance policy, allows you to recover for losses because of third parties. Insurance companies, though, may take the view that your losses have little to do with interruptions caused by third-party services.

Confused? Legal Advice From Our Business Property Lawyers Can Help

The fine print of insurance policies is most impactful when it’s time for the insurance firms to pay. This is where an experienced property lawyer can help with a correct interpretation of the policy document and hold the insurance company responsible to the rules and conditions it has laid down. There are costs that you may incur and not be aware of the fact that you were entitled to compensation for these costs. We know about these costs, it’s our job. Insurance companies have a time frame within which they are expected to pay approved claims. If they do not and fail to supply a suitable reason, they are liable to be penalized. If you feel that your claim has been unfairly denied then you should consider getting legal advice from attorneys who have the expertise to get you what you are rightfully owed. We know the tactics that insurance companies deploy to delay, reduce from, or reject lawful claims.

Schedule your consultation today.


Main Office, Corpus Christi:

921 N. Chaparral Suite 100
Corpus Christi, Texas 78401

Phone: 361-454-1000

San Antonio Office:

700 N. St. Mary's Suite 1400
San Antonio, Texas 78205

Phone: 210-904-1000

Austin Office:

3800 N. Lamar Suite 200
Austin, Texas 78756

Phone: 512-543-1000

Edinburg Office:

204 E Cano
Edinburg, Texas 78539

Phone: 956-242-7000

Houston Office:

1700 Post Oak Boulevard 2 Blvd Place
Houston, Texas 77056

Phone: 713-660-7018

Laredo Office:

1100 Matamoros Suite 200
Laredo, Texas 78040-7804

Phone: 956-242-7000

Dallas Office:

2911 Turtle Creek Suite 300
Dallas, Texas 75219

Phone: 972-363-6616

Victoria Office

101 W. Goodwin Suite 750
Victoria, Texas 77901

Phone 361-575-3101

Port Lavaca Office

402 W. Main St.
Port Lavaca, Texas 77979

Phone 361-552-3100

Brownsville Office

222 N Expressway 77 Suite 100
Brownsville 78521

Main Phone 956-242-7000

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