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What Is a Demand Letter?

Normally clients have done treating and the case is either ready to settle or to file a lawsuit.  Once all treatment is done and the medical records and bills have all been obtain a demand package is ready to be prepared and sent to the insurance company.

Normally the insurance company is given 30 days to respond after the demand letter is sent.

What is a Demand Letter?

The demand letter is normally written by the attorney and spells out

  • How your injuries were sustained – DAMAGES
  • How your injuries have impacted your life – PAIN AND SUFFERING
  • The extent of your medical treatment and associated expenses – MEDICAL BILLS – PAID AND INCURRED
  • Reasoning as to why the other party is liable for your injuries – NEGLIGENCE
  • The amount of income you lost over the accident – LOST WAGES

The demand letter gives the insurance company a deadline to respond, this called a Stowers Demand, which the insurance company must respond to in Good Faith or failure to pay could result in a Bad Faith Award for failing to pay timely or in the amount of the policy.

Call our law firm if you have further questions regarding sending a settlement demand letter or handling your personal injury case.

Call Alex R. Hernandez Jr. at 1-888-HDZLAW-8

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Main Office, Corpus Christi:


921 N. Chaparral Suite 100
Corpus Christi, Texas 78401

Phone: 361-792-3811

San Antonio Office:


300 Convent Suite 1330
San Antonio, Texas 78205

Phone: 210-960-9008

Austin Office:


700 Lavaca Suite 1400
Austin, Texas 78701

Phone: 512-640-4009

Edinburg Office:


506 W. University
Edinburg, Texas 78539

Phone: 956-307-4577

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1700 Post Oak Boulevard 2 Blvd Place
Houston, Texas 77056

Phone: 713-660-7018

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1100 Matamoros Suite 200
Laredo, Texas 78040-7804

Phone: 956-606-4284

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2911 Turtle Creek Suite 300
Dallas, Texas 75219

Phone: 972-363-6616

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231 N Kansas, 7th Floor
231 N Kansas, 7th Floor

Phone: 915-777-3310

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